Our mission
ESF was created in 1995 to make certain that Mississippi students have access to higher education. ESF also serves as the managing company for Mississippi Higher Education Assistance Corporation (MHEAC), the not-for-profit secondary market corporation in the State of Mississippi.
ESF offers a comprehensive college planning program providing a range of information and counseling to students and their families on planning and paying for college. Services are offered in our college planning center in Jackson and in workshops throughout the state. Until the enactment of Federal legislation on July 1, 2010, ESF offered low-cost Federal Student Loans. Borrowers with questions about their ESF loans may call 1.877.349.4347 or visit LoanTracker. ESF also offers k-12 schools, colleges and universities the ESF Education Payment Plan which allows for school expenses to be paid monthly.
Our Board of Directors
ESF is served by an outstanding Board of Directors, experts in their fields of education or finances:
- W. Stan Pratt, ESF Board Chair, Chairman of the Board, Valley Services, Inc.
- J. Murray Underwood, ESF Board Vice Chair, Retired Partner, KPMG
- Dr. Jayne B. Sargent, ESF Board Secretary/Treasurer, Retired Superintendent, Jackson Public Schools
- William M. Jones, Retired Senior Vice President, Deposit Guaranty National Bank
- Ronnie G. Smith, Southwest Regional President, Regions Bank
- Jack L. Woodward, Retired Dean of Student Aid Financial Planning, Millsaps College
- Sid J. Sims, Executive Director, ESF, MHEAC
Our Staff
Sid Sims, Executive Director
Internal Audit Staff
Cheryl Hicks, Internal Auditor
Administration Staff
Paula Brown, Project Coordinator
Accounting Staff
Bill Alvis, Chief Financial Officer
Minette Ketchings, Controller
Diane Covington, Human Resources
Angel Davis, Accountant
Marilyn Lewis, Accountant
Cheryl Vance, Accountant
Shanell Watson, Financial Analyst
College Planning Staff
Ann Hendrick, Director of College Planning
Paula Pratt, Coordinator of Counseling
Heather Roberts, Coordinator of Outreach
Stacey Bloodworth, Outreach Specialist
Lacy Deese, College Planning Counselor
Stephanie Naugles, College Planning Counselor
Shelley Townsend, College Planning Project Coordinator
Marketing/Client Relations Staff
Nancy D'Angelo, Manager, Lender Relations
Jeanie Hughes, Manager, School Relations
Barbara McDonald, Manager, Marketing and Public Relations
Portfolio Management Staff
Jim McCullouch, Senior Manager of Loan Servicing and FFELP Compliance Officer
Margaret Saffold, Default Prevention Coordinator
Patrice Anderson-Paige, Default Prevention
Loan Operations
Willard Gray, Director of Loan Operations (includes Loan Originations and Account Services and Information Systems)
Loan Originations and Account Services Staff
Buck Canterbury, Manager, Loan Originations and Account Services
Kelly Adams, Loan Processor
Dianna Ainsworth, Quality Assurance Coordinator
Lantry Bell, Assistant Manager, Customer Service
Kay Bennett, Assistant Manager, Account Services
Toni Bryant, Customer Service Specialist
Shelby Flynt,
Customer Service Specialist
Robin Gibson, Loan Asset Coordinator
Tina Grizzle, Loan Originations Processor
Vickey Hankins, Application Support Specialist
Adrienne Hayes, Customer Service Specialist
Diane Magee, Assistant Manager, Loan Originations
Angela Marzette, Loan Processor
Andrea Monsour, Loan Originations Analyst
Angela Neely, Loan Processor
Lacey Outlaw, Loan Processor
Sophila Tucker, Customer Service Specialist
Information Systems Staff
Clyde Graham, Manager
Jeff Kimes, Business Systems Analyst
Brian McDade, Systems Engineer

